Your Auto Accident Insurance Loss - Dealing With Your Company On A Disputed Loss

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Your Auto Accident Insurance Loss
# 1. If your agent is not able to solve your problem, get the name and telephone number of your insurance company's claims department. It's usually an 800 number Call and asks if they have a consumer complaint department? Most do. If so, talk to them because they might be able to help you. Do not hang up until you get the specific name of the person with whom you are speaking. (Make a note of the person you spoke with and hold that until you have finished with the dispute).

# 2. Ready to support your case by sending a letter of introduction (by an individual whom you talk to) that contains all the documents that you have to go back to your position.

# 3. All insurance companies have "service assessment" or "Arbitration Service" to help resolve differences and / or disputes. Your policy should explain these options. (If you do not find one of these ask your agent to find them for you)!

# 4. If you have followed their rules to resolve your dispute, and you are still not satisfied, your own state insurance department should be able to help you.

# 5. If, after hearing from the insurance company of your own (you are sure that you have not been handled properly) you must call 1800942-4242 (toll free customer service information) is sponsored by the insurance industry.

Trained personnel are available to assist consumers who have complaints. THIS "HELP LINE" OPERATES IN EASTERN TIME, MONDAY TO FRIDAY, 8:00 AM - 8:00 PM.

# 6. ALSO: "independent mediator", who is alleged to have experienced in insurance issues, can decide if what you have been told (or offered to settle your claim) is fair. You can get their contact THE American Arbitration Association 1 212 484-4000 or they can be contacted (via the Internet) in.

# 7. MEDIATION: more often than not the mediator has no authority to make binding decisions or issuing awards to one of the parties. Mediator only recommends solutions.

Mediation is a strong first step because it can obviate the need for further costs on both sides. The first thing you should do is check the language in your auto insurance policy which will outline which will mediate (and / or arbitration) claim. You must file a request for arbitration form to anyone listed in your policy. In the request for arbitration form you can specify whether you want to "mediation" or "ARBITRATION".

Demand for Arbitration form available from your state insurance department, or you can print a copy of the request form from the American Arbitration Association website - which can be found (as I have listed above at number # 6) in.

WHEN you move along with the above you should never forget the following two (A and B = below) important facts:

A. Mediation is much cheaper than arbitration.

B. The mediation decision is only regarded as an adviser. However, the law binding arbitration at all!

DISCLAIMER: The only purpose of this article "YOUR AUTO loss accident insurance - companies dealing with YOUR ON disputed claims" is to help people understand the motor vehicle accident claim process. And Balding, Peter Go nor Article City make any warranty of any kind whatsoever; ALSO do not claim to be involved in providing legal services; OR to substitute a lawyer, an insurance adjuster, claims consultant, or the like. Where such professional help is desired THE responsibility of the individual to obtain said services.