Tips for Getting Cheap Auto Insurance Rates

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Tips for Getting Cheap Auto Insurance Rates
Get a quote for auto insurance online is easy ... but finding cheap insurance can be a bigger challenge. It takes persistence and knowledge.

Here are some tips to help you find the cheapest car insurance available.

Safety Features
Make sure your vehicle is well-built and feature-rich "security". You should get cheaper premiums for adding anti-theft devices, car alarm or tracking system is good because these items reduce the risk of your car being stolen.

Defensive Driving
Take a defensive driving class. Certification will help you in your quest to find cheap car insurance and can reduce your premiums up to three years.

Compare prices
The automotive industry is very competitive. Premiums can vary as much as 300% for the same coverage. Make sure you are comparing apples to apples on the features you need most when looking for cheap car insurance.

Full application
If you do not complete the application in full, the insurance company will not provide the cheapest car insurance quote for them and you will not know about the one you may qualify for a discount. You will only get offers higher levels of default. Be sure to include your marital status, how many licensed drivers in your home, your car safety features, your zip code, the miles you drive, etc.

Increase your deductible
You can also reduce your rate by choosing a higher deductible. Generally, the higher the deductible, the lower the premium. Your savings can be as much as hundreds of dollars by increasing your deductible from $ 250 to $ 500.

Cutting back on your Miles
If you are traveling with less than an average of 40 miles a day, you are more likely to qualify for a low mileage discount. If you must travel more, outdoor car or use public transport one or two days a week to reduce the miles you drive.

The color of your car
These statistics tell us that red cars are involved in more accidents than any other color. If you want to find cheap car insurance, avoid buying a red vehicle.

Who drives what car the most?
Comparing deals with men as the main driver and the woman as the second driver and vice versa in each of your vehicles. Always, place your drivers younger (teens) on the safest vehicles you own, such as Train Station family or the family car. You will never find cheap car insurance by putting your teenager a bit sporty two-door vehicle.