Health Insurance Have To Worry Americans

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Nearly 70 percent of Americans support the concept of individual health savings account to help pay the medical expenses in their later years, a new survey finds.
Health insurance have to worry Americans

Accounts would involve setting aside 1 percent of income to handle expenses not covered by Medicare, the federal insurance program for people aged 65 or older.

The survey also found that most of those interviewed expressed support for being able to buy into Medicare before they become 65.

It will not be easy without health insurance

Many Americans faced a bleak picture when they retire. Not only do they often struggle with chronic health problems, but their wages are stagnant, rising healthcare costs and retiree health benefits decreased.

Fifty-three percent of respondents who work or have worked couples said they would not have employment-based health benefits when they retire. According to researchers, 12 million people are currently insurance or have a history of unstable coverage.

It takes money to have health insurance

Twenty-four percent of adults aged 50-65 said they had not filled a prescription, see a doctor or specialist, or obtain medical tests or follow-up treatment because of the cost involved. more than a third said they had problems paying medical bills last year, or who are still paying off medical debt from the last three years.

All of this is taking a toll on confidence. Only 15 percent of respondents aged 50 to 64 and 22 percent of people aged 65-70 feel they will have enough income and savings for retirement. Nearly two-thirds worry they will not be able to pay for medical care and health insurance in their later years.